What the SmartEscrow system is used for (as part of the online banking system)? • Securing any transactions (structures) on the basis of escrow (restricted) accounts online - fast, secure, without leaving home/office • Within a given transaction (structure), open any number of restricted accounts • Full flexibility in defining individual transaction terms (structure) - type and form of settlement, withdrawals from the account, surcharges, required documents, etc. • Negotiation, editing and acceptance of transaction terms (structure) on a single platform by all participants • Reduced or no paper (contracts, forms, transaction documents) • Full mobility of access - computer, tablet, smartphone • Access to the full history of a transaction (structure) and its stages (participants, decisions, dates, conditions) • Create transaction templates (structures) for reuse For whom the SmartEscrow system is dedicated: • Natural persons and sole traders • SMEs and corporations (construction and real estate companies, legal and notary offices, IT companies, producers of custom-made products and services, foreign trade companies, distribution and logistics companies]
The transaction leader creates a structure in the system that best suits his requirements (ready-made templates are available, or you can click and save your own) - the parties to the transaction are defined, their powers, the terms of payment, additional settlements, reports, etc. Virtual/technical clearing accounts are opened under a given transaction (structure] (the system can act as a subsidiary ledger and itself maintain virtual accounts for participants). The money in the accounts is deposited by selected participants in the transaction (structures) through the execution of transfers. Once the terms of the transaction (structure) are confirmed, the system disburses the money according to the defined terms of the contract (taking into account the breakdown of the amount, the stages of the contract, any additional surcharges and settlements - then all parties to the transaction must agree to the given disbursement) or this happens automatically. Reports, statements and dashboards are available for a given transaction (structure) and enable its handling in other systems of the Bank’s clients.
DMT Software House offers custom IT systems and services designed to support the financial sector and large enterprises, with unique qualifications in the development and implementation of systems with high performance and mass capacity. We develop systems with high performance and mass capacity.
Dynamic, committed team of more then 80 programmers, engineers and testers, full of passion with practical experience in the financial world, banking and IT.
Our business fields:
Banking:
Transaction banking, cash management
Trade finance and trade services systems
Compliance and risk management
Internal processes support
Capital markets, Insurance industry, POS terminal applications and services, Other industries: -IT architecture and security, -Data entry automation (OCR technology, AI classification, NLP automation), -Electronic archives, -BPM (Business Process Management) systems, -Process Mining/Intelligence, -Outsourcing of systems and services, -Any industry or field that requires a custom – made system.
SOME OF OUR PRODUCTS:
Integration Platform for Stock Exchange. The primary task of the system is to download the stream of messages from main UTP Transaction System (the same one used on NYSE), perform all necessary aggregations, calculations and modifications on data on-line, and then direct them to the number of servers to create the so-called „market image” System efficiency exceeds the assumed 50 thousand messages per second in peak, while the competing solutions reach “only” up to 2 thousand messages/sec
ARMS payment management system. It is a bank system designed to automate collection of tax, utility payments, custom payments and pensions across Africa cluster and emerging markets in EMEA region. ARMS is integrated with bank’s global EB Platform, implemented in Kenya, Uganda, Zambia, Nigeria, Cameroon, South Africa. ARMS have been extended with Customer Data Retrieval Portal (MOJ, the Netherlands) Implemented on the Atom Platform (our in-house, unified software framework ) as a set of micro-services.
CCS Club Card System. CCS supports employee incentive plans. Our customer offers bonus cards for his clients‘ employees. System enables single, multiple and periodic use of assigned range of services in various sport, catering and cultural facilities where POS terminal is installed. The system supports over 7000 terminals, 6 200 000 cards, over 12 000 transactions/h, over 4 000 objects (fitness clubs, swimming pools, gyms, restaurants, cinemas and theatres).
UNIS platform. Complex system designed to manage production company The UNIS platform consists of many modules that customers can choose depending on their individual needs. The modules can work together within the UNIS Platform or as a single, independent software All modules have one common database and allow logging in with one contactless card together supported by another identification method, e.g. employee biometric feature or a registration plate number in the case of vehicles.
Our offer includes: Software development &software maintenance, Software tests, Outsourcing, POS terminal applications, Team leasing, contractors, Low code projects (using content Inteligent iOCR, RPA, BPM, ECM, process mining/intelligence).
Possible cooperation models:
Software product development Full cycle of software production in Waterfall / Agile methodology maintenance SLA agreement
Team extenssion a) SUPPORT TEAM. We offer remote Team. You offer Tech Leader and business specialist b) MANAGED TEAM. In addition to a) with Tech Leader c) OUTSOURCED TEAM. In addition to b) with Business Analyst
Individual contract. We sign a contract with the client, with terms determined individually
Our competences: DB layer, UI layer, Java, .Net, PHP, POS Terminal software, Agile, Waterfall methodology, Microservices, DevOps: CI/CD (GitLab, Jenkins, Docker, K8s, FlyWay), Manual & Automatic tests (Katalon), Security – OWASP (ZAP), Outsourcing infrastructure.